Terms & Conditions

Last updated: October 12, 2026

By using this website or submitting your information, you agree to these Terms & Conditions. This website is operated by Oak & Anchor Protection and Alejandro Barrios, Licensed Life Insurance Agent.

No Offer of Coverage

The information on this website is for general educational purposes only and is not an offer of insurance, a guarantee of coverage, or tax, legal, or investment advice. Coverage is subject to application, underwriting approval, policy terms, and state availability. Rates and product features vary by carrier, product, age, health, and state. Indexed Universal Life (IUL) is a life insurance product, not a security or direct stock market investment; guarantees are subject to the claims-paying ability of the issuing insurer.

SMS Messaging Terms

Program: Oak & Anchor Protection life insurance quote and appointment messages. If you opt in, you may receive messages about your quote request, appointment scheduling and reminders, policy service, and, if you separately agree, marketing messages.

Frequency: Message frequency varies. Costs: Message and data rates may apply. Opt out: Reply STOP at any time to stop receiving messages; you will receive one confirmation message. Help: Reply HELP or contact us at (630) 809-8687 or [email protected]. Carriers are not liable for delayed or undelivered messages. Consent to receive text messages is not a condition of purchase.

Contact Consent

By submitting a form on this website, you agree that Alejandro Barrios may contact you by phone or email about the life insurance information you requested. You may ask us to stop contacting you at any time.

Privacy

Your use of this website is also governed by our Privacy Policy.

Licensing

Alejandro Barrios, Licensed Life Insurance Agent | NPN 21500355 | CA License #4493818. Licensed in AL, CA, DC, MD, MS, NV, SC and VA. Products are offered only in states where the agent is licensed.

Changes

We may update these terms from time to time. The date above shows when they were last updated.

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